SME Loans

Our SME loans provide the opportunity of growth for small business by enhancing their working capital requirements.


  • Business/individual must have an account with Tropical Bank
  • Proper identification of individual and/or registered business
  • Verification of business stock
  • Bank statement for the last six months
  • Trading License
  • Credit Reference Bureau Financial Card Reference Number


  • Motor vehicle logbook accompanied with a comprehensiveinsurance. The motor vehicle should be less than 15years
  • Guarantor- individual/company of good standing who has an account with the bank
  • Certificate of land title


  • Amounts range from UGX 500,000 to UGX 50million


  • Ranges from 3 months to 24 months


  • Enables you to acquire start up capital
  • Ability to pay taxes and custom duty for importers
  • Access to easy financing
  • Working capital
  • Expansion to benefit from economies of scale