Tropical Land Loan

We know how important land ownership is to you and our land loan facility offers opportunities to individuals, business and salaried persons to purchase plot(s) of land for residential and commercial development, either from the bank’s recognized real estate dealers, or individual sellers.


  • Must have an account with Tropica Bank
  • Recommendation from the Bank’s real estate agent
  • Copy of employment terms, or proof of business with consistent source of income
  • For new accounts, certified statements from previous banks for at least six months
  • A valuation report from the bank’s approved valuers
  • CRB financial card reference number


  • Loan amounts range from UGX 2 million to UGX 100 million
  • Monthly repayments up to 60 months (5 years)
  • If recommended by bank’s agent, we can finance up to
  • 90%. For walk in seller-buyer, the bank finances up to 80%
  • Disbursements will be made directly to the Real Estate Agent or individual seller of land
  • Upon approval, the Certificate of title of land will be transferred to the names of the borrower and handed over to the bank


  • Legal mortgage on certificate of title of land purchased under this facility


  • Attractive interest rates
  • Early repayment allowed, without any charge penalty