Looking for a smart, low-cost savings account that fits your lifestyle? Whether you’re a student, in the formal or informal sector, we’ve got you covered!

Dial 214# or Download our Mobile App and take the first step toward your financial freedom—anytime, anywhere!

• Zero Opening Balance
• Accessible via USSD & Mobile App
• Affordable monthly fees
• Instant access to banking services
• Ultra-convenient – Bank anywhere, anytime

• Mobile phone (Smart and Feature Phone)
• A selfie
• National ID

DOWNLOAD AND INSTALL OUR MOBILE BANKING APP

Agree to the terms and conditions

Verify your phone number and take a selfie

 Select "Open Tropical Smart Account"

 Take a photo of your National ID (front and back)

Capture your signature

Tap "Verify Identity" to assign your identity score

Enter other KYC details and submit

Set a Mobile Banking PIN and proceed

Your account has been successfully opened.

USSD DIAL *214#

Select "Account Opening"

Enter your NIN Number and Card Number

Enter your Surname and Given Name -Enter your Date of Birth

Enter your New PIN and Confirm New PIN

Confirm your details to receive your account number instantly

Your account has been successfully opened